Showing posts with label saving money. Show all posts
Showing posts with label saving money. Show all posts

Thursday, February 17, 2011

Biggest Solar Flare in Years—Auroras to Be Widespread Tonight?



What's on your mind?

Coast to Coast AM - feature story tonight - Click here.



Biggest Solar Flare in Years—Auroras to Be Widespread Tonight? news.nationalgeographic.com

Magnetic instability has sparked a flare and aimed a "firehose" of charged gas at us—which could mean auroras far south tonight, NASA says.

Interesting thing been happening this past few months.

Wonder what next?

Check out my Archive post just this month alone!

Coincidence?

Something is brewing on the horizon and I don't really like it.

Let's just don't panic okay?

Save up on food yet?

This might help cha .. Click here.

With all the thing happening around the world, people been talking about the shortage of food and water.

Some have encourage for you to stock up at least for 6 month for emergencies.

You never know right?

It's always good if you have land of your own and you can plant simple food like vegetables and fruits. Although, some food can be plant without much land like chilies and tomatoes.

Well, take care, take stock and be safe.

P.S. Save up on food with coupons! Click here to read this first ...

Tuesday, November 30, 2010

How I could live off $100k for 20 years!

Saving Money through Power Shopping: How to Immediately Save 40-70% on Your Grocery Bill. Saving money with coupons. Get coupons for groceries! The ultimate guide to couponing and grocery savings.

So,..it's 6am in the morning and I wanted to continue sleeping. But, heck, I sure need to pee. So, I drag my sleepy ass to the toilet and settled my business there and went back straight to bed after that.

I rest my head on my comfy pillow and lo and behold, my brain can't seem to fall asleep again. Stupid brain..

Suddenly, my brain felt like doing some calculating. Hmmm.. so, if my monthly budgets which include basics and personal utilities bills amount to $400 x 12 mth x 20 yrs = $96000. And, I still have $4000 to spare.

Then again, I realized that, I had make a mistake. Cause, I had rounded up $400 x 12 = $4800 to $5000. You see, I was thinking bout the extra $200 which I had calculated $200 x 12mth x 20 yrs = $48,000.

So, ermm.. the amount that I actually needed would have been $96000 + 48000 = $144000.

For your info, the money is all in SGD $$ and not in US$$ currency and I've actually been forking out $400/mth for a while now. Spending, some of my paycheck on games, doing some renovating on my house and of course foods. The rest I keep it in my banks. Several banks in fact.

Okay, let's summarize. With, just $100,000 for 20 years and if I don't go overboard by adding up or my basic utilities going up through the years then it's realistically possible!

Also, with just savings of $200/mth x 12 x 20 = $48,000. That $48k is purely my extra pocket money. I can do whatever I want with it like buying games, eating outside or maybe just keep it in the bank and let the interest do the work for me.

All this, is just a minimum requirement of my living adult life. I'm already 38 and in another 20 yrs, I'll be 58. Almost, a nice retirement age. Of course, if I had that $144k now, I'll already be on my way. LoL!

Budgeting and saving money been in my thoughts for awhile. It's all about implementing and with careful planning and a clear view of my daily budgets for the next 20 years it's pretty clear I won't have to worry about money for a loOOoonggg time ..haha!

All, I have to do now is earn and save up to $144,000 and I'm set for the rest of my life. It depends on how fast I can earn that amount and if I actually want to stop working after that and do what I want in life?

Even, if I keep working then having a set amount of money put aside is definitely a life-saver.

Of course, for my case, putting aside that I'm not married with children or that I have actually finish paying off my house mortgage does make it a little easier. Even, if I'm married with children or something out of my control happen then I don't have to worry bout my daily basic bills. Remember, I only need $96000 to cover my cost.

My point is, if you have a clear view of what you need and want to do then it's definitely a load off our mind.

I've been telling people that I'm in a semi-retired mode for awhile now and it's not because I've struck the lottery but, because I know my current financial status. Add, to that, that I have finish paying off my home loans and I'm definitely half-way there. It doesn't really matter what kind of job that I'm doing right now, simply because I know if the pay is over $400 - 600 then, it's fine by me.

Of course, it doesn't mean that I have to work in a shitty job with shitty pay but, you get what I mean?

Knowing, what I need to know, financially means, I can actually choose any kind of job I want as long as the pay is beyond the $400-600. I can then do whatever I want with the rest of my money. I can save part of it in the bank minimum of $50-200/mth. Maybe, go for a holiday, buy my games or just save it. I don't really go out much and although, I'll love to go for a holiday somewhere nice, but the thing is I'm too lazy. But, who knows right?

Well, I hope, you got something from my personal post here and at the same time I found this mini site that offer an eBook that I think is not something new but definitely a must have for families!

That's it from me today.

Good day and happy saving!

Saving Money through Power Shopping: How to Immediately Save 40-70% on Your Grocery Bill. Saving money with coupons. Get coupons for groceries! The ultimate guide to couponing and grocery savings.

Visit my new site at http://fauzionline.yolasite.com !

Tuesday, October 23, 2007

Passion Saving

I have posted this link before but, after reading a question and some answers from Yahoo! Answers, I visited my favorite site on savings and retire early and decided to post this link again.

If you're interested to learn how to save enough money to retire early (on any income level) then check out this site below that I'm recommending >>

http://www.passionsaving.com/index.html

Here's the link to Yahoo! Answers.

Didn't know that there are people out there that have a lot of tips of their own too!

I love reading through the articles and little tidbits on saving. The best part I learn is that saving doesn't have to be boring or painful!

It's about passion and passion in savings is something new even for me!

I didn't even know you can have passions to save money for your old age?

Then again, I didn't know you can save enough to retire young either. So, this site is pretty interesting and can really open up your mind about saving.

Saving doesn't have to be a chore. It can be a wonderful feeling (once you see your money pit growing and growing) and who says you can't have fun saving money?

Of course, it doesn't have to get to a point where you become a scrooge but to have a passion for saving is at a whole different level.

Also, just because you're saving doesn't mean you have to stop having fun or stop buying stuff you like. My view is that, I can still save and still spend on things I like anytime or anywhere. I can go off for a holiday anytime I wish or having fun doesn't mean you have to spend money!

Just think about it,.. now that you have save a good amount of money you can spend but still have back-up money just in case you really need it. You know, things can get bad and when the time comes that you need to use it you know you're covered and safe. It's about saving enough for a rainy day. You never know right?

So, saving IS important. But, like I said. It doesn't have to be a chore or a painful experience. You can make it a whole lot of 'fund' to do. You can become passionate about saving but it doesn't make you into a scrooge. Spend yes, but save also yes!

Once again, visit the site and read up. You'll soon discover the wonderful world of saving!

http://www.passionsaving.com/index.html

Don't forget to recommend it to your friends!

Good night and have fun saving money!